Saunders Higgins Insurance Brokers have been providing insurance solutions to the business community for over 10 years. We work with you to determine your insurance needs and our experience and knowledge of market conditions enables us to assess your requirements, canvass the market for the best policy conditions and obtain the most competitive quotes.

Typically a total risk solution for your business may include a variety of the following products:

Property – Fire and additional perils; Industrial Special Risks; Material Damage. This insurance protects tangible assets i.e. buildings, contents, stock.

Business Interruption – Protects against the consequential loss that may be suffered as a result of an insured event occurring to property.

Machinery Breakdown – Provides cover for physical loss or damage to machinery whilst in operation.

Fidelity – Provides protection for a business against employee dishonesty.

Marine Transit – Cover for physical loss or damage caused to insured goods whilst being transported by land, sea, air or post.

Professional Indemnity – Breach of professional duty in the conduct of the insured’s professional business.

Liability – Primary, excess and umbrella liability policies, public and products liability. Cover can be extended to include product recall expenses, goods in the clients care, custody and control, and miscellaneous error and omissions.

Directors & Officers Liability - Provides cover for directors and officers of a company for claims arising from allegations of wrongful acts whilst acting in their capacity as a director or officer.

Employment Practices Liability – Covers claims for discrimination, wrongful dismissal and other claims arising out of employment of staff.

Contract Works/Construction - Provides cover for risks of physical loss or damage for property undergoing construction.

Motor Vehicle Fleet Insurance – All types of commercial motor insurance including unregistered vehicles and fleet risk management.

Corporate Travel and Group Personal Accident Insurance – Cover for medical expenses, theft etc. for local and overseas travel.

Workers Compensation – We offer assistance in negotiating the classifications, reviewing premiums and assistance with claims, as well as providing on site co-ordination of WorkCover and Occupational & Health requirements.

In addition Saunders Higgins Insurance Brokers are able to access markets for the more specialised needs of certain clients whether it be Aviation, Trade Credit, Marine Hull, Kidnap and Extortion to name a few.